Revaluation
IndiGo: 2X BluChips on SBI, RBL, Accor moves, 15–21 Oct
IndiGo's anniversary offer gives 2X BluChips on conversions completed between 15 and 21 October 2026.
LiveApp Store now · Android in beta
Know which card to swipe before you pay
Every point and mile you hold, priced in rupees. The best card for each purchase. Caps, gates and fee waivers tracked on every card.
372 cards from 22 issuers in India
SBI Card
Axis Bank
HDFC Bank
RBL Bank
Kotak Mahindra Bank
IndusInd Bank
AU Bank
BOBCARD
IDFC FIRST Bank
ICICI Bank
YES Bank
Standard Chartered
HSBC
American Express
City Union Bank
Federal Bank
Punjab National Bank
J&K Bank
Jupiter
Kiwi
OneCard
sliceOne app for every card you carry
Five screens from the app. Figures on them are from the sample wallet the screenshots were taken on.
1Home
Every point you hold, on one screen
Points and miles across your cards priced in rupees, with the offers on your own cards worth acting on today.
2Plan a purchase
Know which card to swipe before you pay
Pick the category and the amount. Every card in your wallet ranked on what it actually returns, with the condition printed under the rate.
3Card detail
Get the points the fine print hides
How each card earns, where its caps bite and what its points are worth at their best route, with a verdict on keeping it — the constraints a comparison table leaves out.
4Monthly split
Give every spend in the month its own card
A typical month, split across the wallet: each category goes to the card that returns most on it, and the screen says when a different route would pay more.
5Fly
Turn the points you hold into a seat
Balances priced against every recorded transfer route, so a redemption is a number rather than a guess. 24 programmes are compared route by route.
Fly on points
Your points, sent where they go furthest
Krediit prices what you hold, then shows the transfers where it goes furthest instead of the ones the bank promotes. Infinia Metal alone has 18 partners on record; these three return the most per card point.
Accor ALLHotel · 2:1 from Infinia Metal₹1.10
Singapore KrisFlyerAirline · 1:1 from Infinia Metal₹0.90
Finnair PlusAirline · 1:1 from Infinia Metal₹0.85
Value per card point · catalog verified 2026-08-26
Compare
Same programme, twice the value
Which card wins depends on where the points go out. Both of these transfer into Accor ALL, so the exit compares directly — no spend profile, no blended average.
One route, priced from the catalog
Premier sends points across at 1:1. Infinia Metal did too, until it moved to 2:1 on 20 May 2026, which halved that route overnight.
Premier- 1:1
- ₹2.19
Infinia Metal- 2:1
- ₹1.10
Ratio and value per card point · verified 2026-08-26
Accor ALL
Premier earns
₹2.19
per point, at 1:1
Against Infinia Metal2.0× more
Infinia Metal, per point₹1.10
The app checks it against the balance you actually hold.
Rule changes
What changed lately
Every change is dated and logged. The app flags the ones that touch your cards.
ICICI launches 1838 Reserve, an invite-only ₹1.75 lakh card
ICICI Bank's 1838 Reserve earns 3% on domestic and 2% on international spends, capped at 1,00,000 points a statement cycle (10,000 across utilities, insurance, education and government payments).
MakeMyTrip ICICI drops forex mark-up, and its forex points
ICICI's card terms and its fee schedule, both dated 8-9 October 2026, cut the MakeMyTrip ICICI card's forex mark-up from 0.99% to zero and drop the dynamic currency conversion fee on rupee billing at foreign merchants, from 10 November 2026.
Axis Apple cashback runs again, 11 October to 11 November
After the window that closed on 10 October, Axis Bank's Apple offer runs again from 11 October to 11 November 2026 at Apple-owned stores and apple.com/in, on full payment or credit card EMI.
Your cards, your spend, one number before you tap.
Krediit
Get the app
Live on the App Store. Android is still a closed beta.
iPhoneApp Store · install nowAndroidPlay testing track · closed beta×Android · closed beta
Request beta access
Krediit for Android is in a closed testing track. Send us a note and we will reply with the Play invite and the install link.
Email for an inviteOpens your mail app, pre-addressed. One reply about the beta, nothing else — we do not run a mailing list.
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