Apps compared
Krediit and PointsFly, side by side
Two apps for Indian credit card rewards. This page sets out what each one publishes about itself, so you can see where they overlap and where they differ.
Krediit publishes this page and is one of the apps in it. Every entry for PointsFly is that company's own published wording, linked under Sources. "Not stated" means the pages we read do not say; it does not mean the app lacks the feature.
Side by side · oldest check 2026-09-20
| Feature | Krediit | PointsFly |
|---|---|---|
| How it describes itself | Credit card rewards app: lounge access, points and offers | Turn your credit card points into flights, hotels, and your next dream trip |
| Best card for a spend | Yes, ranked across the cards you hold, caps and exclusions applied | Yes, identifies the best card for a purchase, with store alerts |
| AI assistant | Ask Krediit AI | AIRA, described as an autonomous intelligent rewards agent |
| Points to flights and hotels | Prices transfer routes and award flights against cash fares; does not book | Yes, books flights and hotels using points |
| Airport lounge directory | Yes, by airport, matched to your cards | Not stated |
| Spend logging against caps and fee waivers | Yes, on your statement cycle | Not stated |
| Human expert help | Not offered | Monthly 30-minute 1:1 consultation on Pro MAX |
| Community and webinars | Not offered | Community access and weekly webinars on Pro |
| Users it reports | Not stated | Not stated |
| App Store rating (India) | 5.0 from 6 ratings | Not stated |
| Platforms | iOSAndroid in closed beta | iOS, Android, Web |
| Pricing |
|
|
| Checked on | 2026-09-20 | 2026-09-20 |
How this page is made
We read each app's own website and App Store listing and copy what it says about itself. We do not test other apps, score them, or rank them, and this page does not say which one you should use. Prices and features change without notice, so each column carries the date it was last checked, and the build fails if any column is more than 60 days old.
If something here is wrong or out of date, write to support@krediit.app and it will be corrected.
Sources
- Krediit: apps.apple.com/in/app/krediit-card-rewards-points/id6795991013 · read 2026-09-20
- PointsFly: pointsfly.ai/ · read 2026-09-20
- PointsFly: pointsfly.ai/pricing · read 2026-09-20
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